Head of SmartSME

- Overseeing the development and implementation of digital lending strategies of SmartSME.

- Responsible for P&L and budget of SmartSME lending and insurance business.

- Developing and implementing acquisition strategies to create demand and identify lead generation sources

- Establishing and maintaining partnerships with lead aggregators, fintechs, and e-commerce players

- Proactively work with sales channels and partners to promote lending and insurance products

- Work with different divisions in the bank to ensure success of lending products being promoted.

- Working with internal business units to identify and prioritize opportunities for process, technology, and change-related projects

- Ensuring the digital app of SmartSME is simple but yet engaging for SME owners and relevant staff.

- Ensuring compliance with rules and regulations of SBV and authorities, whilst ensuring minimal risks to the business.

- Other tasks required by line manager / CEO

• BA degree in Accounting, Business, Finance or relevant; higher is a plus.

• Minimum 7+ year experience sales in finance, accounting & auditing, or banking.

• Overall knowledge of commercial business and regulations that specifically affect SME or mSME credits.

• Strong analytical and problem-solving skills

• Excellent communication and interpersonal abilities

• Leadership experience in managing diverse teams

• Knowledge of regulatory compliance in financial services

• Experience in banking or financial institutions

• Experience in retail lending or digital lending

• Ability to structure, plan, and execute projects