Credit Specialist

Company Introduction

Cargill is an American multinational company specializing in the production of agricultural products. Cargill presents in more than 70 countries around the world with 155,000 employees.

Cargill’s presence in Vietnam began when we set up our first representative offices in Hanoi and Ho Chi Minh City in February 1995. Cargill Vietnam Limited was established in October 1995. Today, Cargill employs more than 1,500 employees working at about 20 sites across the country.

Cargill has activities in the following areas in Vietnam:

• Animal Nutrition and Health

• Food and Beverage Ingredients

• Cargill Agricultural Supply Chain

• Metals

• Unique Aqua Macro Ingredients

• Cargill Protein

Job Purpose and Impact

Credit Specialist will be responsible for managing and optimizing credit and collections processes, ensuring timely and accurate processing of transactions, and maintaining strong relationships with internal and external stakeholders.

Key Accountabilities

• Credit Management: Evaluate and analyze creditworthiness of customers, establish credit limits, and monitor credit exposure specific to the Vietnamese market

• Risk Mitigation: Develop strategies to mitigate credit risk, including Bank guarantees, LC, collateral management, etc & ensure proactive implementations

• Collections: Manage the collections process, including contacting customers in Vietnam for overdue payments, negotiating payment plans, and resolving disputes

• Process Optimization: Identify and implement process improvements to enhance efficiency and effectiveness of credit and collections operations within the local context

• Reporting: Prepare and analyze reports on credit and collections performance, providing insights and recommendations to management

• Compliance: Ensure compliance with company policies, industry regulations, and legal requirements in Vietnam

• Stakeholder Management: Collaborate with sales, finance, customer service, Trade execution, & global teams to meet business expectations & customer relationships

Qualifications

• Bachelor's degree in Finance, Accounting, MBA in Finance, or related field

• Minimum of 5 years of experience in credit and collections roles, within Vietnam

• Significant expertise in Credit management, financial analysis, collection strategies & monitoring, experience of working with a product based corporate preferred

• Understanding of customers in Agri sector, preferably in swine farming & the industry-specific financial metrics and risks would be a bonus

• Excellent communication (in Vietnamese & English) and negotiation abilities

• Proficiency in Microsoft Office Suite and ERP systems, Power BI, Excel, PPT preferred

• Ability to work independently and as part of a global team

• Understanding of the Vietnamese financial and regulatory environment

• Willing to travel to customer locations

Why Join Cargill Vietnam?

• Global Impact: Work for a company that is committed to nourishing the world in a safe, responsible, and sustainable way

• Career Growth: Opportunities for professional development, exposure to work with global teams & international leadership; and career advancement

• Inclusive Culture: Be part of a diverse and inclusive workplace that values different perspectives and experiences

Protect yourself against recruitment fraud. Cargill will not ask for money, processing fees, or bank information as a pre-condition of employment. We are aware that unauthorized individuals may have posed as Cargill recruiters, made contact about job opportunities, and extended job offers via text message, instant message or chat rooms. To ensure a job posting is legitimate, it must be listed on the Cargill.com/Careers website. Learn how to protect yourself from recruitment fraud. Link: https://careers.cargill.com/en/notice-on-fraudulent-job-offers