Credit Risk Management Policy Specialist

- Implement new, monitor and adjust existing credit risk management policies to comply with product features, business strategies, internal procedures and regulations.

- Be responsible for composing, issuing, managing and archiving documents related to credit risk management policies, application origination/ underwriting and approval process, credit bulletins and manual underwriting guideline of products for existing customers

- Identify issues related to credit risk of products for existing customers and make suggestions to mitigate credit risk.

- Be responsible for reviewing, consulting on selling processes, products’ regulations for existing customers

- Manage offer calculation including defining calculation logic of global eligibility/ credit limit, customer risk segments, risk-based pricing segments for existing customers

- Manage offer calculation including defining calculation logic of global eligibility/ credit limit, customer risk segments, risk-based pricing segments for existing customers.

Degree in Banking & Finance, Economics, MIS or related field

At least 2 year experience working in Credit Risk Management/ Credit Underwriting/ Credit quality control

Understanding of banking risk policies & procedures

Solid knowledge in credit risk and risk management.

Knowledge and experience in LOS and DE systems.

Document writing skills.

Critical and analytical thinking.