Credit Risk Assessment Manager (Up to 90Mil VND)

Job Summary:

Lotte C&F Vietnam is seeking a qualified and experienced Credit Risk Assessment Manager with a strong statistical and data analytics background and a deep understanding of the anti-fraud field. The Credit Risk Assessment Manager will play a crucial role in leading the assessment of credit risks associated with private individuals utilizing BNPL services, employing advanced statistical techniques, data analytics methodologies, and anti-fraud strategies.

Responsibilities:

• Credit Risk Assessment Strategies for Individuals: Develop and implement robust strategies for assessing and managing credit risks associated with private individuals using BNPL services.

• Statistical Analysis and Predictive Modeling for Personal Risk: Utilize strong statistical and data analytics skills to analyze personal financial data, develop predictive models, and derive actionable insights for effective credit risk assessment on an individual basis.

• Anti-Fraud Expertise for Personal Risk Mitigation: Apply a deep understanding and knowledge of the anti-fraud field specifically tailored to personal risk assessments, contributing to fraud prevention efforts for individual customers.

• Personalized Credit Policy Development: Work on developing and refining credit policies in alignment with statistical findings and anti-fraud measures, focusing on the unique aspects of individual credit risk.

• Industry Trends and Best Practices for Personal Risk Management: Stay abreast of industry trends, emerging technologies, and best practices in statistical and data analytics for credit risk management and anti-fraud measures, particularly as they relate to personal risk assessment.

• A bachelor's degree in a relevant field is required. An advanced degree or professional certification in risk management, or a degree in Statistics, will be considered an advantage.

• Proven experience in credit risk assessment with a focus on private individuals, strong statistical analysis, data analytics, and a deep understanding of the anti-fraud field.

• Expertise in employing statistical models and data analytics tools (R, Python, SAS...) to derive insights, inform credit risk decisions, and enhance anti-fraud measures specifically tailored to personal risk.

• Excellent communication skills and the ability to present complex statistical findings to non-technical stakeholders.

• Strong leadership skills and the ability to work collaboratively in a team environment.

• Fluency in English.

Benefit:

• Gross Salary: 50~90mil vnd/month, with bonus according to company’s policy.

• 15 days of annual leave plus 3 days of summer leave.

• Fully paid social insurance & premium healthcare insurance for employees.

• Annual performance-based salary review.

• Engagement activities and additional benefits as per Vietnamese Labor Law.