Credit Program Management Analyst

About UOB United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers. About the Department We design and provide products and services that empower our customers to enjoy greater banking convenience while they extract more value from their money. In particular, we are focused on promoting and developing healthy saving and investment practices across generations. The Credit Program Management Analyst is an intermediate-level position responsible for conducting credit reviews & analysis, monitoring the retail lending portfolio, providing oversight to credit operations, and developing & maintaining the credit risk systems for operations optimalizations. Responsibilities: • Manage the overall retail credit portfolio within the desired risk appetite framework. • Maintain compliance with UOB credit policies/practices, regulatory policies and prepare, update, and ensure approval of all internal policy and procedure changes, keeping proper change and approval logs. • Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations. • Appropriately assess risk when business decisions are made, identify business opportunities, develop credit tests and risk strategies, balancing risk and return, and work with cross-functional teams to ensure flawless execution of policy tests and strategies. • Develop and maintain the credit risk systems for optimization solutions.

Qualifications: • Bachelor's degree/University degree or equivalent experience • 4-6 years of relevant experience • Experience in consumer lending businesses such as credit cards, unsecured lending, mortgages & car lending, etc. is preferable. • Experience with analytical or data manipulation tools (e.g., SAS, SQL, etc.) • Proficiency in MS Office • The position requires exceptional work ethics, solid communication skills, and ability to multitask and work against deadlines. • Quick learner with excellent communication skills, team orientation, and ability to work with counterparts in different areas. • Demonstrated quantitative, presentation and analytic skills. • Consistently demonstrate clear and concise written and verbal communication in both English & Vietnamese Be a part of UOB Family UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application. Apply now and make a difference.